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Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH

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A made-up guest room in a small hotel, ready for the evening's arrivals.

Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

The line to watch

The slow-week line

What is the biggest payment you could still make in your quietest week?

Working capital is usually repaid by daily or weekly ACH, so the payment has to fit your quietest stretch, not your average one.

Read it on an offerHow often it is collected, and how much each time.

All five lines →

What it gives you

What it offers inside your lines

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • Use it wherever the business needs it
  • No out-of-pocket fees

The application

Start your application

About two minutes: the amount, your details and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours