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Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

Apply

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Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

Applying takes about two minutes: the amount, your details and a few questions about the business. A specialist then comes back with the offers it qualifies for, and goes through each against your lines.

The line to watch

The total line

What is the most you are willing to repay, in total, for this money?

A term loan runs for one to two years, long enough for the total repaid to matter more than any headline rate.

Read it on an offerThe total repayment.

All five lines →

What it gives you

What it offers inside your lines

  • Payments set out in full before you sign
  • Funded within 24 hours once approved
  • Use it wherever the business needs it
  • No out-of-pocket fees

The application

Start your application

About two minutes: the amount, your details and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours